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Hudson Valley Credit Union – Your Trusted Credit Union in New York
Rooted in the heart of southeastern New York and now expanding into the Capital Region, Hudson Valley Credit Union has been empowering our community's financial success for more than six decades. As one of New York’s largest and most tenured credit unions, we're committed to helping our employees, members, and neighbors achieve financial freedom at every stage of life - in the Hudson Valley and beyond.
From personal checking to business loans, mortgages, credit cards, and insurance, we offer a comprehensive range of financial products and services tailored to your needs. Experience the difference of banking with a trusted local New York credit union that puts people before profit.
Join our family at HVCU as we continue to grow and find ways to serve our members better. It’s time to build a brighter financial future together.
From personal checking to business loans, mortgages, credit cards, and insurance, we offer a comprehensive range of financial products and services tailored to your needs. Experience the difference of banking with a trusted local New York credit union that puts people before profit.
Join our family at HVCU as we continue to grow and find ways to serve our members better. It’s time to build a brighter financial future together.

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Man reviewing bill with hand on forehead
The Brain/Money Connection
Did you know the brain is physically affected by stress? Learn more about how the stresses of money can impact your brain.Newly married couple holding a heart-shaped sign saying "Just Married"Does Marriage Make Me Responsible for My Partner’s Debt?
If your partner is bringing a lot of debt with them, it’s vital that you figure out if you’ll be responsible for it. The best thing to do is to be honest and up front. -
Girl getting in car
Three Reasons to Refinance Your Auto Loan
Most people don’t think about refinancing a vehicle, but it’s a great way to save money. Here are three key reasons to consider refinancing your auto loan.Female college student holding booksAn Easy Guide to Student Loans
Here are five tips to help you get a better understanding of student loans. -
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Considerations When Flipping Houses
If you think house-flipping may be for you, here are some things to consider before you buy a house to flip.Couple looking over house plansIs a Renovation Mortgage Right for You?
Finance both the purchase price of a home, plus the cost of future repairs and/or updates. -
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Running an Effective Remote Workforce
Join our panel as they discuss obstacles, lessons, and tips to be successful in a remote environment.business people shaking hands Opens video in a modalYour Guide to Successful Sales Tactics: Aim to Thrive in the Worst of Times
Prepare for your business to stay ahead of the competition during and economic downturn. Learn how from Carmen Carrozza, Assistant Vice President, Senior Branch Manager at Hudson Valley Credit Union. -
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Your Complete Guide To Homeowners Insurance
Learn how to find coverage options without overpaying for more protection than you need.Flood water inside home5 Myths About Flood Insurance
Safeguard your home and everything in it by ensuring you have the right coverage for you and your family. -
Man on laptop
Identity Theft Related to Unemployment Benefits
When the bad actors apply for unemployment, they need a bank account to deposit the funds. They reach out to people, usually online, and try to convince them to disclose their bank account information.Scam Alert graphic of person on a laptopDon't Fall Victim to Fraud
Be wary of scams, especially callers claiming to be someone from HVCU’s Contact Center or HVCU’s “fraud department” who want you to “confirm” important information.
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News & Events
Tax return form
Free Tax Prep and Volunteer Opportunities
Hudson Valley CA$H Coalition is recruiting volunteers to help prepare taxes for the upcoming tax season.
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Scholarship Winners Announced
Congratulations to the winners of the 2024 Scholarship Program!
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HVCU 2024 Board Election Results
Election results were announced and Henrietta Akpata, Nancy K. Boehm, and Benjamin Smith will each serve a three year term.
Careers at Hudson Valley Credit Union
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Your Career in Banking is Calling
Come join us in our mission to create successful futures for members, employees, and communities, one relationship at a time.