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    • Accounts
        Accounts
        • Rates
        • Checking
        • Visa Debit Card
        • Check Reordering
        • Savings
        • Holiday Club & Special Accts
        • Certificate Accounts
        • Certificate Account Instructions
        • Tiered Money Markets
        • Coverdell Education
        • Health Savings Account
        • PaySmart
        • Direct Deposit
        • Open an Account
        • Account Settlement
      • Right ArrowApply For a Mortgage Right Arrow
    • Credit Cards
        Credit Cards
        • Rates
        • Visa Credit Cards
        • HVFCU Rewards!
        • GoToMyCard Account
        • Visa Alerts
        • Visa Checkout
        • Visa Prepaid Cards
        • Visa Currency Converter
        • Apply For A Card
      • Right ArrowApply For a Mortgage Right Arrow
    • Loans
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        • Secured
        • Motorcycles
        • Boats & RVs
        • Personal
        • Autos
        • AutoSMART
        • Inventory Search
        • Dealer Network
        • Leasing
        • Student Loans and Aid
        • Student Loans
        • Tuition Assistance/Scholarships
        • Guaranteed Asset Protection (GAP)
        • Credit Life & Credit Disability Insurance
        • Apply For A Loan
        • Track Loan Application
      • Right ArrowApply For a Mortgage Right Arrow
    • Home Finance Center
        Home Finance Center
        • Mortgages
        • Options
        • Home Financing Guide
        • Mortgage Calculators
        • First-Time Homebuyers
        • Rates
        • Meet Our Team
        • HVFCU-Owned Properties for Sale
        • Apply For A Mortgage
        • Track Mortgage Application
        • Home Equity & Solar Panel Financing
        • Rates
        • Apply For Home Equity
        • Track Loan Application
      • Right ArrowApply For a Mortgage Right Arrow
    • Insurance
        Insurance
        • Personal
        • Flood Insurance
        • Life Insurance
        • Accidental Death & Dismemberment
        • Business Insurance
        • Insurance Events
        • Property Damage/Accidents
        • Claims Billing & Servicing
      • Right ArrowApply For a Mortgage Right Arrow
    • Investment and Retirement
        Investment and Retirement
        • Financial Planning
        • Menu of Services
        • WealthVision
        • Estate Planning
        • Meet Our Team
        • IRAs
        • Social Security
        • Schedule a Consultation
        • LPL Account View
        • Discount Brokerage
        • Retirement Calculators
        • Investment Calculators
      • Right ArrowApply For a Mortgage Right Arrow
    • Resources
        Resources
        • Share Insurance Coverage
        • Account Disclosures
        • Fee Schedule
        • Forms
        • Identity Theft
        • Calculators
        • BALANCE Financial Fitness
        • Youth Financial Literacy
        • Credit Reports
        • Accounts FAQs
        • Loan FAQs
      • Right ArrowApply For a Mortgage Right Arrow
    • Accounts
        Accounts
        • Business Account Rates
        • Checking
        • Check Reordering
        • Cash Management
        • Savings
        • Certificate Accounts
        • Tiered Money Markets
        • Health Savings Accounts
        • IOLA Checking
        • Meet Our Branch Managers
      • Right ArrowApply For a Mortgage Right Arrow
    • Online Services
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        • Internet Banking Login
        • Business Mobile Banking
        • Mobile Wallet
        • Business Bill Pay
        • Visa Alerts
        • eStatements
        • MAGIC Phone Banking
        • Wire Transfers
      • Right ArrowApply For a Mortgage Right Arrow
    • Business Lending
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        • Lines of Credit
        • Secured Loans
        • Credit Cards
        • GoToMyCard Account Access
        • Meet Our Business Loan Officers
      • Right ArrowApply For a Mortgage Right Arrow
    • Commercial Real Estate
        Commercial Real Estate
        • Commercial Mortgages & Construction
        • SBA Loans
        • Meet Our Business Loan Officers
      • Right ArrowApply For a Mortgage Right Arrow
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        • Insurance
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No Payments
For 90 Days

When you purchase or
refinance your vehicle.

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Home Equity
Line Of Credit

Intro Fixed Rate 1.99% APR
First Six Billing Cycles
Variable Rate As Low As
4.50% APR Thereafter

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12–Month

Flex Certificate

No one offers a variable
certificate quite like this.

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Cash Management
Solutions

Save instantly with special offers
for Merchant & Payroll Services

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Auto Loans
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2.24% Fixed APR

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HVFCU Membership

Meeting the financial needs of those who live, work, worship, volunteer or attend school in Dutchess, Ulster, Orange, and Putnam Counties.

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Buying a Home

We offer a variety of fixed and adjustable rate mortgages to purchase homes in New York, Pennsylvania, and Connecticut.
 

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Rates

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Loans

Whether you are shopping for a new car or other big ticket item, or just want the security of a line of credit, there is an HVFCU loan that will meet your needs.

Car Loans

2.24%

Fixed APR

Personal Loans

9.49%

Variable APR

Home Equity

4.50%

Variable APR

Explore Loans           View all rates and disclosures
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HVFCU Rewards!

Earn points for every qualified Visa® transaction you make when you use your HVFCU Visa Debit Card or HVFCU Visa Platinum Rewards Credit Card.

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Travel

Airline tickets, hotel accommodations, rental car certificates, cruises, and vacation packages.

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Gift Cards

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Cash credited to your account.

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News & Events

Recent News

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Beware Home Improvement Scams

Beware Home Improvement Scams

As the weather begins to warm, home improvement scammers come out of the woodwork!

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Electronics Recycling

This year's recycling event is on June 2 at the Ulster County Fairgrounds.

Mobile Banking Enhancements

Mobile Banking Enhancements

An update to our Mobile Banking app is now available for iOS users. Read about the enhancements.

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Routing Number : 221979363

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STAYING IN TOUCH

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  • NY 12602-1071

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Lending to our Military Members and their Dependents

HVFCU is federally insured by the NCUA     Equal Housing Lender

Unauthorized Access Warning – Access to Internet Banking is restricted to authorized HVFCU members only.

Hudson Valley Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 845.463.3011 or 800.468.3011. All products and services available on this website are available at all Hudson Valley Federal Credit Union branches and Contact Center.
 

© 2017 Hudson Valley Federal Credit Union

HVFCU is committed to providing all the protections afforded to servicemembers who are called to active duty into the regular or reserve branches of the U. S. Military Service under the Servicemembers Civil Relief Act (SCRA) and the Military Lending Act (MLA). The protections are also afforded to dependents of servicemembers.

If you are a servicemember and have questions about how SCRA and MLA affect your HVFCU loans, please call 844.348.1617 Monday through Friday, 8 am to 7 pm ET and Saturday, 9 am to 5 pm ET. We will be happy to discuss any protections and programs that are afforded to you as a servicemember.

To all those in the military, we thank you and your families for your service.
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