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    • Accounts
        Accounts
        • Rates
        • Checking
        • Visa Debit Card
        • Check Reordering
        • Savings
        • Holiday Club & Special Accts
        • Certificate Accounts
        • Certificate Account Instructions
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        • Health Savings Account
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        • Direct Deposit
        • Open an Account
        • Account Settlement
      • Right ArrowApply For a Mortgage Right Arrow
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        • Student Loans
        • Tuition Assistance/Scholarships
        • Guaranteed Asset Protection (GAP)
        • Credit Life & Credit Disability Insurance
        • Apply For A Loan
        • Track Loan Application
      • Right ArrowApply For a Mortgage Right Arrow
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Business / Accounts / Tiered Money Markets

in this section

Business Tiered Money Market Accounts

When considering investment options for your company, a tiered money market account can be a flexible part of your long and short-term goal strategies. Our account offers four balance tiers for even higher return.

  • APYs Bullet 4 A
    Low minimum opening amount of just $1,0001. Higher APYs for balance tiers of $20,000, $50,000, and $250,000 and over.
  • Checks Bullet 4 A
    Easy access includes free personalized checks
  • My Credit Union Gov Bullet 4 A
    Your accounts are insured by the National Credit Union Share Insurance Fund to at least $250,000. Visit mycreditunion.gov to learn more about your Share Insurance Coverage.

Get Started

Contact a Branch Manager to Open an Account  Important Info About Opening a Business Account for a Legal Entity

Important Info About Opening a Business Account for a Legal Entity

New rules have been implemented under the Bank Secrecy Act to help the government fight financial crimes, terrorism, and related national security threats. As a result, each time a business account or loan account, including credit cards, is established in the name of a legal entity, all financial institutions are required to obtain identifying information (name, address, date of birth, social security number) along with copies of corresponding ID (i.e. Driver’s License) for:
  • Each individual that has beneficial ownership of 25% or more of the legal entity and;
  • One individual who has significant managerial control of the legal entity.
In order to provide you with the best member experience, please ensure all identifying information is available each time you establish a new account or apply for credit in the name of a legal entity. Certain business credit may require beneficial ownership information of less than 25%. HVFCU will implement these requirements effective April 11, 2018. Thank you.

Overview

Like a certificate account, a tiered money market account typically earns a higher yield than savings or checking, yet offers many of the same features of those accounts.

Benefits

  • Dividends compounded daily and credited quarterly.
  • No opening fee and no monthly maintenance fee
  • Six withdrawal allowances per month (including checks) in accordance with Regulation D2
  • Replenish your account with easy direct deposit
  • Choose your access: Business Internet Banking, Mobile Banking (coming soon), branches, or thousands of surcharge-free ATMs nationwide.
 

Business Tiered Money Market – Preferred Tier Rate

APY
0.15%
DIVIDEND RATE
0.15%
MINIMUM TO OPEN
$20,000

View all rates and disclosures

Useful Resources

HVFCU Financial Services is dedicated to helping our business members pursue their financial goals. As a local organization, they understand the challenges hard working members face as they grow their businesses, ensure stability for their employees, and prepare for their own retirement.

 
Financial Planning

Explore Further

  • Business/Organization Resolution of Authority Form – Lists the officers of your business who are authorized to conduct transactions on behalf of your business.
  • Business Account Agreement – 6/2017 – The agreement outlines the policies that govern your business accounts.

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1 A monthly fee of $10.00 is imposed if the daily balance on your tiered money market account falls below $1,000. Fees could reduce earnings on the account.

2 All withdrawals, including checks, are subject to certain Regulation D limitations. All transactions are subject to our Business Account Agreement.

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Lending to our Military Members and their Dependents

HVFCU is federally insured by the NCUA     Equal Housing Lender

Unauthorized Access Warning – Access to Internet Banking is restricted to authorized HVFCU members only.

Hudson Valley Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 845.463.3011 or 800.468.3011. All products and services available on this website are available at all Hudson Valley Federal Credit Union branches and Contact Center.
 

© 2017 Hudson Valley Federal Credit Union

HVFCU is committed to providing all the protections afforded to servicemembers who are called to active duty into the regular or reserve branches of the U. S. Military Service under the Servicemembers Civil Relief Act (SCRA) and the Military Lending Act (MLA). The protections are also afforded to dependents of servicemembers.

If you are a servicemember and have questions about how SCRA and MLA affect your HVFCU loans, please call 844.348.1617 Monday through Friday, 8 am to 7 pm ET and Saturday, 9 am to 5 pm ET. We will be happy to discuss any protections and programs that are afforded to you as a servicemember.

To all those in the military, we thank you and your families for your service.
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